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Best Home Warranty in Santa Barbara, CA

Jan. 24, 2020, 1:18 a.m.

A home warranty covers the cost of repairing or replacing home appliances and systems that break down from normal wear and tear. Our partners at We researched the best home warranty in Santa Barbara, based on coverage options, claims handling, contractor network, affordability and overall customer satisfaction.

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#1
MOST POPULAR
American Home Shield

Be sure with The Shield.

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#1 Most popular
American Home Shield
American Home Shield
Features
  • 4 coverage plans
  • Starting at $75 deductible
  • Coverage regardless of age or make
  • Available in Santa Barbara
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#2
2-10 Home Buyers Warranty
2-10 Home Buyers Warranty
Features
  • Comprehensive coverage for systems and appliances
  • Covers HVAC, plumbing, refrigerator, dishwasher, oven and more
  • 6,000+ authorized, independent service contractors
  • 35+ years experience
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Home warranty in Santa Barbara

Whether you own a home in the Upper East or Westside neighborhood, Goleta, Montecito or on The Mesa, you should consider purchasing a home warranty. A home warranty in Santa Barbara covers repairs and replacements of household appliances and systems that break down from normal wear and tear.

If you have a home warranty and need service, you pay a service call fee, a contractor repairs or replaces the appliance or system and the home warranty company covers the cost.

Home warranty companies in Santa Barbara offer a variety of home warranty plans, including plans covering only systems, only appliances or both. Some home warranty companies let you build your own home warranty coverage.

Below are appliances and systems commonly covered by home warranty in Santa Barbara.

Appliances Systems
Refrigerator Air Conditioning
Stove Heating
Oven Electrical
Built-in microwave Plumbing
Washer and dryer Water heater
Dishwasher Central vacuum
Garbage disposal Ceiling fans

Home warranty companies also offer optional, additional coverage for:

  • Pool/spa
  • Well pump
  • Septic pump
  • Second refrigerator
  • Stand-alone freezer
  • Guest unit
  • Electronics

Are home warranties worth it?

If you’re wondering if a home warranty is worth it in Santa Barbara, ask yourself these questions:

  • Do you have major household appliances and systems no longer covered by the manufacturer’s warranty?
  • How likely is an appliance or system breakdown? Can I afford a repair or replacement out of pocket?
  • What does a home warranty cover?
  • What does a home warranty cost?
  • How much is the service call fee?

A home warranty in Santa Barbara can pay for itself with just one major repair or several minor ones. On the other hand, you may purchase a home warranty and never use it. Home warranty plans in Santa Barbara are most popular among new homeowners, owners of homes with older systems and appliances, rental property owners, home sellers and realtors.

Home much does a home warranty cost in Santa Barbara?

Home warranty cost in Santa Barbara is between $350 and $600 per year. Home warranty cost in Santa Barbara depends on:

  • The level of coverage
  • Whether you purchase optional add-on protections
  • The amount of your service call fee
  • Your home’s location, type and size

Home warranty companies in Santa Barbara offer payment plans to make coverage affordable.

What to do when you need repairs

If you have a home warranty in Santa Barbara and a covered household appliance or system breaks down, you file a claim with the home warranty company, either online or by phone. You pay a service call fee established in your contract (usually $50 - $125), and the home warranty company sends a contractor from its network to diagnose the problem.

The contractor then communicates with the home warranty company, and if the home warranty approves the claim, the contractor makes the repair or replacement.

What to look for when choosing a home warranty company

Read home warranty company customer reviews before getting quotes from several providers to compare home warranty coverage and home warranty cost.

Read over a contract carefully before signing. Make sure you understand the following:

  • What’s covered and what’s not covered
  • Coverage limitations, including caps on what the home warranty company will spend on repairs and replacements
  • Home warranty cost, the payment terms and how to make payment
  • When the home warranty takes effect and how long the home warranty lasts
  • How to make a claim
  • The amount of your service call fee
  • Customer satisfaction policy for repairs
  • If you can cancel a contract anytime
  • If you can transfer the home warranty to a new homeowner

American Home Shield

American Home Shield

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(888) 395-0951 VISIT AMERICAN HOME SHIELD

American Home Shield has over 1.8 million customers and has paid out more than $2 billion in claims since 2013. Choose an appliances, systems or combo plan, or build your own coverage. You can cancel a contract anytime or transfer it if you sell your home. Customers like American Home Shield’s different service call fee options and say the company resolves claims promptly and effectively.

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2-10 Home Buyers Warranty

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2-10 Home Buyers Warranty has protected over 5.5 million new and pre-owned homes with warranty coverage. Plans cover appliances and warranties and are transferable from one homeowner to another. Customers appreciate the ability to make a claim 24/7 and say 2-10 Home Buyers Warranty’s contractors are skilled and professional.

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