Find the Best Home Warranty in Santa Barbara, CA

Home warranty in Santa Barbara

Whether you own a home in the Upper East or Westside neighborhood, Goleta, Montecito or on The Mesa, you should consider purchasing a home warranty. A home warranty in Santa Barbara covers repairs and replacements of household appliances and systems that break down from normal wear and tear.

If you have a home warranty and need service, you pay a service call fee, a contractor repairs or replaces the appliance or system and the home warranty company covers the cost.

Home warranty companies in Santa Barbara offer a variety of home warranty plans, including plans covering only systems, only appliances or both. Some home warranty companies let you build your own home warranty coverage.

Below are appliances and systems commonly covered by home warranty in Santa Barbara.

Home warranty companies also offer optional, additional coverage for:

• Pool/spa
• Well pump
• Septic pump
• Second refrigerator
• Stand-alone freezer
• Guest unit
• Electronics

Are home warranties worth it?

If you’re wondering if a home warranty is worth it in Santa Barbara, ask yourself these questions:

• Do you have major household appliances and systems no longer covered by the manufacturer’s warranty?
• How likely is an appliance or system breakdown? Can I afford a repair or replacement out of pocket?
• What does a home warranty cover?
• What does a home warranty cost?
• How much is the service call fee?

A home warranty in Santa Barbara can pay for itself with just one major repair or several minor ones. On the other hand, you may purchase a home warranty and never use it. Home warranty plans in Santa Barbara are most popular among new homeowners, owners of homes with older systems and appliances, rental property owners, home sellers and realtors.

Home much does a home warranty cost in Santa Barbara?

Home warranty cost in Santa Barbara is between $350 and $600 per year. Home warranty cost in Santa Barbara depends on:

• The level of coverage
• Whether you purchase optional add-on protections
• The amount of your service call fee
• Your home’s location, type and size

Home warranty companies in Santa Barbara offer payment plans to make coverage affordable.

What to do when you need repairs

If you have a home warranty in Santa Barbara and a covered household appliance or system breaks down, you file a claim with the home warranty company, either online or by phone. You pay a service call fee established in your contract (usually $50 - $125), and the home warranty company sends a contractor from its network to diagnose the problem.

The contractor then communicates with the home warranty company, and if the home warranty approves the claim, the contractor makes the repair or replacement.

What to look for when choosing a home warranty company

Read home warranty company customer reviews before getting quotes from several providers to compare home warranty coverage and home warranty cost.

Read over a contract carefully before signing. Make sure you understand the following:

• What’s covered and what’s not covered
• Coverage limitations, including caps on what the home warranty company will spend on repairs and replacements
• Home warranty cost, the payment terms and how to make payment
• When the home warranty takes effect and how long the home warranty lasts
• How to make a claim
• The amount of your service call fee
• Customer satisfaction policy for repairs
• If you can cancel a contract anytime
• If you can transfer the home warranty to a new homeowner